Finance

Commodities are tanking, the fed is still contemplating an increase in interest rates, and several countries are either in or on the verge of entering a recession. Over the past 7 years, a lot of cash has been injected into the US economy through quantitative easing, accompanied by very little inflation. All factors considered it’s difficult to determine where the economy is headed in the near future. Is the bull still raging? Is the US economy on the brink of another recession? Will the bear slowly creep up and take over? ...

tl;dr Investing in the S&P 500 is more profitable than buying a condo in Toronto with a 25% downpayment and renting it out while still paying for rent in San Francisco over a 10 year term. Everyone I’ve ever met can agree on one simple fact: it’s important to save money. However, it is well known that letting money sit around in a checking or savings account is pretty close to wasting it. Most interest rates offered nowadays don’t even account for inflation, so you find yourself in a use it or lose it type of situation. Luckily, there are plenty of investment opportunities all around us. Some people opt to invest in real estate, others like to invest in a select thoroughly researched companies, and the rest just put everything in index tracking funds. While investing in individual stocks can be a lot of fun, it requires more effort and continuous maintenance. I decided to investigate and compare a couple of the more passive investment opportunities: real estate and index funds. ...