Analysis

It’s difficult to objectively quantify Bitcoin’s adoption rate since there are too many factors to consider. Should it be the number of people holding Bitcoin? Bitcoin’s market cap? The number of brokerages with support for Bitcoin futures? The number of businesses accepting it as form of payment? A very different story can be told depending on the angle from which you look at it. Bitcoin’s market cap As a potential store of value, Bitcoin’s market cap needs to be sufficiently high for institutions and central banks to take it seriously. Governments must add some regulation around it so it has legitimacy, and a large enough portion of the general population must agree that it has inherent value. To agree that it has value, Bitcoin is very dependent on network effects such as those described by Metcalfe’s Law. ...

tl;dr Investing in the S&P 500 is more profitable than buying a condo in Toronto with a 25% downpayment and renting it out while still paying for rent in San Francisco over a 10 year term. Everyone I’ve ever met can agree on one simple fact: it’s important to save money. However, it is well known that letting money sit around in a checking or savings account is pretty close to wasting it. Most interest rates offered nowadays don’t even account for inflation, so you find yourself in a use it or lose it type of situation. Luckily, there are plenty of investment opportunities all around us. Some people opt to invest in real estate, others like to invest in a select thoroughly researched companies, and the rest just put everything in index tracking funds. While investing in individual stocks can be a lot of fun, it requires more effort and continuous maintenance. I decided to investigate and compare a couple of the more passive investment opportunities: real estate and index funds. ...